Noida credit card scam: In a major breakthrough, the Noida Police have arrested a gang of six individuals involved in a sophisticated credit card fraud scheme that targeted over 50 victims. The gang defrauded individuals by posing as bank officials and falsely promising to increase credit card limits. The scam involved phishing techniques that tricked people into revealing sensitive financial information.
How the Scam Worked
According to Noida’s Additional Deputy Commissioner of Police (ADCP), Manish Mishra, the gang contacted credit card holders by phone, claiming to represent major banks and offering to raise their credit card limits. To convince victims of their legitimacy, the scammers used personal details they had previously obtained from various sources.
Once the victim was convinced, the gang directed them to fake bank websites through phishing links. These fraudulent sites closely mimicked legitimate banking portals, prompting victims to download an app that requested sensitive data, such as credit card numbers, email addresses, Aadhar and PAN card details, as well as CVV numbers and current credit limits.
The Aftermath of the Scam
With access to this stolen information, including One-Time Passwords (OTPs) from the victims, the gang went on to make expensive purchases using the compromised credit cards. They bought high-value items such as mobile phones, and gold and silver coins from online e-commerce platforms.
Arrests Made, Key Mastermind Still at Large
Following a tip-off, the Noida Police successfully arrested six members of the gang: Amit Kumar (28), Ravi Kanta (45), Tej Singh (24), Vikash Jha (27), Nagendra Sharma (24), and Nawab Khan (24). However, the mastermind behind the fraudulent website, identified only as “Mota Bhai,” remains on the run.
The six arrested individuals are facing multiple charges under the Bharatiya Nyaya Sanhita (BNS) sections, including cheating, forgery, possession of forged documents, and the use of forged documents. They are also charged under relevant sections of the Information Technology (IT) Act. The suspects have been remanded to judicial custody as the investigation continues.
How to Protect Yourself from Phishing Scams
The Noida Police have issued a warning to the public to stay cautious of unsolicited phone calls or messages offering banking services. It is important to always verify the authenticity of such offers through official bank channels and avoid clicking on suspicious links. Never share sensitive information, such as credit card details, Aadhar numbers, or OTPs, with anyone over the phone or through unverified apps.
If you suspect fraud or have fallen victim to a similar scam, authorities urge you to report it immediately to prevent further loss. Vigilance and awareness are key to avoiding such scams.
Bottom Line
The Noida credit card scam highlights the increasing sophistication of online fraud and phishing scams. While law enforcement continues to crack down on such activities, it is essential for individuals to stay alert and protect their financial data from cybercriminals.
Stay informed, stay safe, and always verify before trusting any unsolicited offers or websites related to your personal finances.
