Wells Fargo Credit Cards in 2024: Wells Fargo offers a whole bunch of cards with perks tailored to different spending habits and goals, and I’ve been diving deep into them to figure out which ones are the real standouts.
In this post, I’ll be sharing my top picks for Wells Fargo credit cards in two main categories: cash back and travel rewards. We’ll break down the pros and cons to help you decide to select Best Credit Card in 2024 which suits your needs.
Cash Back vs. Travel Rewards: What’s Your Priority?
There are so many offers announce by Wells Fargo Credit Cards in 2024. so, its very necessary for us to choose Credit Card offers. Let’s talk about the two big reward categories offer by Wells Fargo Credit Cards 2024 : cash back and travel rewards.
- Cash Back: This is a straightforward and flexible option on any credit cards. You earn cash back on your purchases, which you can then redeem for statement credits, gift cards, or even deposit directly into your bank account. It’s like getting paid for spending!
- Travel Rewards: These rewards allow you to earn points or miles that can be redeemed for flights, hotels, car rentals, and other travel expenses. Perfect for globetrotters or anyone who loves a good vacation.
Top Wells Fargo Cash Back Contenders
Let’s delve into the top contenders among Wells Fargo’s cash back credit cards. These cards are designed to give you cash back as you spend. So, which Wells Fargo card stands out from the rest? Let’s find out.
01. Wells Fargo Active Cash® Card
This card caught my eye because it offers a flat-out 2% cash back on everything you buy. No categories, no fuss – just consistent cash back. Plus, there’s no annual fee, making it a great everyday spending companion.
02. Wells Fargo Cash Wise Card
This one comes with a introductory offer: 15 months of unlimited 5% cash back in bonus categories that change every quarter. Think groceries one month, gas stations the next – it keeps things interesting.
After the intro period, you still earn a decent 1.5% cash back on all purchases, and the first year comes with no annual fee.
Top Wells Fargo Travel Rewards Picks
- Wells Fargo Autograph℠ Card: This card is a travel enthusiast’s dream, offering 3x points on travel, dining, streaming services, gas stations, and phone plans. Plus, you get airport lounge access and other travel perks. It does come with a $95 annual fee, but if you travel often, the rewards can definitely add up.
- Wells Fargo Autograph Journey℠ Card: This is the ultimate travel rewards card from Wells Fargo, with a whopping 6x points on purchases in bonus categories (including travel, dining, streaming), airport lounge access, hotel elite status benefits, and more. However, the $295 annual fee makes it a pricier option.
Is the Wells Fargo Cash Wise Card Worth It?
The Wells Fargo Cash Wise Card can be a great choice if you want to maximize cash back during the intro period, especially for categories you frequently spend on.
However, the 1.5% cash back rate after the intro might not be as exciting compared to other flat-rate cash back cards out there.
Beyond the Rewards: Other Factors to Consider
Here are some additional things to think about when picking a Wells Fargo credit card:
- Annual Fees: Some Wells Fargo cards have annual fees, while others don’t. Consider if the rewards and benefits justify the cost.
- Sign-Up Bonuses: Many Wells Fargo cards offer sign-up bonuses that can jumpstart your rewards earning.
- Other Perks: Travel insurance, purchase protection, and airport lounge access are just some of the additional benefits that might make a certain card more appealing.
📢 Read: Wells Fargo Signify Business Cash Credit Card Review 2024
Comparing top Wells Fargo cash back and travel rewards cards
The best way to find the perfect Wells Fargo card is to compare features directly. Look at factors like rewards rates, annual fees, sign-up bonuses, and any special perks that align with your spending habits and financial goals.
Check key features of the top Wells Fargo cash back and travel rewards cards:
Is Wells Fargo a Good Credit Card Company?
Wells Fargo is a well-known credit card issuer with a wide range of card options. However, it’s always a good idea to compare their offerings with other issuers to ensure you’re getting the best possible rewards and value for your needs.
Wells Fargo Credit Card Customer Service
You can contact Wells Fargo customer service by phone, secure online messaging, or visiting a branch.
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